Decline cascades.
One declined transaction on a card you use for multiple ad accounts spreads risk-flags across every campaign touching it.
Virtual Visa cards designed for Meta, Google, TikTok, X and LinkedIn Ads. One card per campaign. Freeze and replace in seconds. EU IBAN behind every transaction.
Personal cards weren't built for this. The wrong card on the wrong platform looks like fraud to the platform's risk model — and the suspicion spreads.
One declined transaction on a card you use for multiple ad accounts spreads risk-flags across every campaign touching it.
Your bookkeeper has 47 ad-platform charges across four cards. VAT-clean reconciliation is impossible. Month-end takes days.
A card that works on OpenAI doesn't always work on TikTok. Card eligibility depends on issuer, country, and account history — not on a feature page.
Treat every brand, client, or campaign as a sealed compartment. If something burns, only that card burns — the rest of your spend keeps running.
Issue, freeze, and replace cards from the dashboard — or POST to /v1/cards if you'd rather automate.
Separate cards per product line, per region, per campaign. Reconcile against Shopify orders without crossing transactions.
Skip the personal-card-for-ads phase. Issue your first campaign card in 5 minutes. EU IBAN for Stripe payouts in the same account.
Per-client virtual cards prevent cross-billing. Per-buyer team roles. Reconcile against client invoices in your accounting software.
2card is a marketing partner of myTU — an Electronic Money Institution licensed and supervised by the Bank of Lithuania. Your funds are safeguarded under EU EMI rules (segregated at a credit institution). 2card does not directly hold customer funds.
Still unclear? Write to the team — we answer the same day.
Yes. Our cards are designed for ad spend and are tested continuously against Meta, Google, TikTok, X and LinkedIn Ads. Card eligibility is set up during onboarding so it matches your specific platform mix.
If your monthly Meta spend exceeds Meta's threshold, you'll be moved to invoicing or direct debit. For everyone else (and for Google, TikTok, X, LinkedIn) — cards still work. Our sweet spot is exactly the mid-spend gap: €1k–€50k/month advertisers.
Yes. Many of our customers add 2card as a dedicated ad-spend layer alongside their existing business account. EU IBAN means you can move funds via SEPA in minutes.
Freeze and replace via dashboard or API in seconds. Spend continues from a new card with no manual top-up as long as you have funds in your account balance.
Apply in 5 minutes. KYB review by myTU is fully online and streamlined — no sales calls or branch visits.
No. 2card is a marketing partner of myTU, an EU-licensed Electronic Money Institution supervised by the Bank of Lithuania. All banking services and card issuance are provided by myTU.
Tell us about your platform mix and monthly spend. We'll set up the right cards and limits before you ever issue your first one.