EU-licensed EMI
Banking through myTU — supervised by Bank of Lithuania. Funds safeguarded under EU EMI rules.
Virtual Visa cards for ad accounts, AI agents, and global payroll. One EU IBAN behind all three. Real banking via myTU — EU-licensed EMI supervised by Bank of Lithuania.
Each product has its own dashboard, controls, and onboarding — but they all share the same EU IBAN, compliance layer, and reconciliation.
Per-campaign virtual cards on ad-tested BINs. Freeze and replace in seconds. Reconcile cleanly per client.
One card per agent, with hard limits, merchant whitelists, declared-intent flow, and instant freeze via API.
Issue a Visa card to every contractor, freelancer, and remote employee. Load monthly via SEPA. Track every spend.
Banking through myTU — supervised by Bank of Lithuania. Funds safeguarded under EU EMI rules.
Dashboard or API. Per-card limits, merchant rules, expiry. Freeze and replace in seconds.
Receive client payments, payroll funding, or top-ups via SEPA EUR. One account behind every card.
CSV, Xero, QuickBooks, DATEV, Pennylane. Every charge tagged to card, team, campaign.
Roles, per-buyer limits, audit logs. Approve and replace cards from one place.
5 minutes to apply. Streamlined KYB through myTU — no sales calls, no demo gates, no branch visits.
Issue, modify, freeze, and query cards over REST. Idempotent. Webhook-driven. Same primitives across ads, agents, and payroll.
5 minutes. Tell us your business and which products you want.
myTU runs standard EMI compliance. Streamlined and online — no calls.
Dashboard or API. Top up via SEPA. Cards live in seconds.
Still unclear? Write to the team — we answer the same day.
No. 2card is a marketing partner of myTU — an EU-licensed Electronic Money Institution supervised by the Bank of Lithuania. All banking services, card issuance, and account holdings are provided by myTU.
Priority KYB review, two months free on any plan once we publish pricing, direct line to the product team, and a card / limit setup tailored to your spend profile.
We accept most EU/EEA-registered businesses and a defined list of non-EEA structures. The full eligibility matrix is published on the application form.
With myTU, segregated under EU EMI safeguarding rules. 2card does not hold customer funds directly.
Yes — one EU IBAN sits behind all three. You can run ads, agents, and payroll cards from the same account, with separate dashboards and controls per product.
Tell us what you spend on. We'll set up the right cards, BIN mix, and limits before you ever issue your first one.