One loop. €4,000 overnight.
Founders have woken up to four-figure API bills after one bad agent loop. Personal cards don't have hard caps you can enforce in code.
Issue a virtual Visa card to every AI agent — with hard limits, merchant whitelists, declared-intent flow, and instant freeze. One POST per card.
Personal cards have no caps you can enforce in code. The US-only issuer APIs are sales-gated. And your existing bank treats agent traffic like fraud.
Founders have woken up to four-figure API bills after one bad agent loop. Personal cards don't have hard caps you can enforce in code.
The most agent-friendly issuer APIs in the US are gated behind sales calls or require a US entity. You're in the EU. We're in the EU too.
No 3DS challenges where they don't belong. No CAPTCHA gates. Card rails configured for what your agent actually does.
Issue, modify, freeze, and query cards over REST. Idempotent. Webhook-driven. Built for automation — not for human dashboards.
Three round-trips between your agent and our policy engine. No human in the loop, unless your rules say so.
Your agent calls our API: "I want to spend €23 on openai.com for 1M tokens."
We evaluate against limits, whitelist, time bounds, daily caps. Approve, decline, or escalate.
Every authorization logged with full context. Export to your accounting tool or query via API.
2card is a marketing partner of myTU — an Electronic Money Institution licensed and supervised by the Bank of Lithuania. Your funds are safeguarded under EU EMI rules (segregated at a credit institution). 2card does not directly hold customer funds.
Still unclear? Write to the team — we answer the same day.
Yes — that's the design. Your agent calls our API to spend, we evaluate against policy, and either authorize or decline. No human required in the loop for transactions within policy.
Your hard limits stop the loop. Once a card hits its daily cap, every subsequent transaction is declined automatically at authorization. You can also freeze the card with one API call.
Stripe Issuing is live in many EU countries, but access for non-platform companies is generally sales-led. We're self-serve, EU-native, and tuned for agent workloads from day one.
Card creation under 200ms p50. Authorization decisions under 100ms. Webhook fan-out under 500ms. Tight enough for in-loop agent workflows.
Apply in 5 minutes. KYB review by myTU is fully online and streamlined — no sales calls or branch visits.
No. 2card is a marketing partner of myTU, an EU-licensed Electronic Money Institution supervised by the Bank of Lithuania. All banking services and card issuance are provided by myTU.
Tell us what your agents do and how much they spend. We'll set up the right policy engine, limits, and merchant rules before you ever issue your first card.