Five payment methods, one team.
Bank transfers for Polish staff. Wise for the designer in Lisbon. PayPal for the freelancer in Argentina. A spreadsheet that nobody trusts.
Issue a Visa card to every contractor, freelancer, and remote employee. Load monthly via SEPA. Track every spend. EU IBAN behind every transaction.
SEPA transfers in some countries, Wise in others, gift cards in a third. Different fees, different rails, no single view. Month-end is a spreadsheet.
Bank transfers for Polish staff. Wise for the designer in Lisbon. PayPal for the freelancer in Argentina. A spreadsheet that nobody trusts.
Cross-border transfers, FX spread, "premium" payouts. Add it up and you're losing 2–4% of payroll every month on plumbing.
Matching invoices to payments across multiple banks and apps takes 2–3 days a month. The CFO doesn't have that time.
Issue a virtual Visa card to every person on your team. Set monthly limits. Load them all in one batch via SEPA. Track every spend in real time.
Issue cards from the dashboard, or POST to /v1/cards if you'd rather automate the team flow.
No more "how do we pay the Argentinian designer". Issue a card, load it, done. Same dashboard for everyone.
Skip per-project freelancer transfers. Issue a long-running card. Top up when their invoice lands. Track spend against project budgets.
Payroll cards, expense cards, ad cards, agent cards — same EU IBAN. Your CFO finally has one place to look.
2card is a marketing partner of myTU — an Electronic Money Institution licensed and supervised by the Bank of Lithuania. Your funds are safeguarded under EU EMI rules (segregated at a credit institution). 2card does not directly hold customer funds.
Still unclear? Write to the team — we answer the same day.
It depends on your team structure. For contractors and freelancers, 2card cards are a clean replacement for bank transfers. For statutory employees with tax/social obligations, run those through your existing payroll provider — and use 2card cards for variable, expense, or stipend payments.
Anywhere Visa is accepted, online or in-store. Apple Pay and Google Pay supported. Funds are spendable in EUR and convertible at network rates for other currencies.
Yes. CSV import from the dashboard, or POST to /v1/cards for API automation. Bulk top-up endpoint runs the whole batch in one SEPA debit.
Freeze the card in one click — remaining balance returns to your account. No revoke-the-keys scramble, no awkward final-month overlap.
The legal entity behind 2card must be in the EU/EEA or a defined list of non-EEA jurisdictions. Cardholders (your teammates) can be in 30+ countries — full list published during onboarding.
No. 2card is a marketing partner of myTU, an EU-licensed Electronic Money Institution supervised by the Bank of Lithuania. All banking services and card issuance are provided by myTU.
Tell us about your team — size, countries, payment cadence. We'll set up the right cards, limits, and SEPA top-up flow before you ever run payroll.